DH and I have a dream. One day we would like to build our own house. On 5 acres. Away from the noise and disharmony of where we live now. Peace. Serenity.
We've talked about this for awhile. Maybe even years. We never allowed ourselves to do more than that - just dream it and bring it up in conversation now and again. Fast-forward to now. We haven't lived out our dream, but we are several steps closer. Let me explain.
DEBT. It will hold you back, tear you down, keep you in slavery and control and dictate your life until you get a hold of it, kick its scrawny butt and send it away. FOREVER. Our journey is a long one, and through my posts, I will share the trials and tribulations of us getting out of debt. It's a hard, long road and one that isn't appropriate for this post. So let's just fast-forward to now.
Other than about $3000 left on DH's truck, we have no debt - no mortgage, no student loans, no credit cards, no other car loans. Zip, zero, zilch. It's a very freeing feeling to now we just have to pay off that truck and it will only be a few months - like three. We set a goal to have everything paid off by the end of 2011, and other than the truck - we made it happen! Once we paid off the mortgage, the dream surfaced again and plans were formulated.
We spent New Years Day driving around the area where we felt we could find 5 acres. We called on some properties, actually had a realtor educate us on some aspects of the land available via phone, and made a list of potential properties. We came home and researched these properties on the tax appraiser's map to learn about the topography of the land, and now we are at the point where we have selected a piece of property to make a bid on.
In the meantime, in the 3 months that we have had no debt, we have managed to save over $12,000! Add that to our existing balance, and we have a down payment ready to go, and we still have money for our emergency fund.
There are many more steps for me to share, and I will explain how we foresee our journey taking place as we transition from a townhouse to 5 acres. In the meantime, dream a little dream. Write it down, make it happen, and be happy! Believe me, if I can do this, so can you!
What's your dream? What's holding you back from its reality?